The Royal Insurance Building is one of the richest of all downtown designs in its use of color, materials and ornamentation. It was designed by Howells & Stokes, an architectural firm based in New York City and Seattle.

The building is in a three part vertical composition, its l8th century Georigan Revival ornament is executed in white marble, red brick and green and white terra cotta. The base, identical to a contemporary company building in in New York City, includes an extremeely fine carved marble clock over the entrance with a lion and unicorn.

Doors in the elevator lobby are from a seventeenth century Italian palazzo.

Source: Planning Commission Resolution No. 9537 dated 21 October 1982.

The building has been remodeled as condominiums.